News Flash
We are a new-age consulting company that helps startups, entrepreneurs, and MSMEs unlock government funding, recognition, and investment opportunities. ●
Government Business Loans are financial assistance programs introduced by the Indian government to empower entrepreneurs, MSMEs, and startups. These loans provide affordable access to working capital and growth funding—without the high interest or rigid repayment conditions that often come with private financing.
At PRAGATI ONE™, we help you identify and apply for the most suitable Government Loan Scheme for your business, ensuring smooth access to funding and maximum eligibility benefits.
Key Benefits of Government-Backed Business Loans:
Low-Interest Financing: Enjoy subsidized interest rates for reduced repayment pressure.
Flexible Tenure Options: Repay through extended EMIs that fit your cash flow.
Collateral-Free Loans: Many schemes require no property or asset as security.
Subsidy-Linked Programs: Take advantage of government subsidies and incentives for MSMEs and startups.
Empower your venture with easy access to Government MSME Loans through PRAGATI ONE today.
Government-backed business loans are designed to make business financing affordable, transparent, and inclusive. Whether you’re starting a new venture or expanding an existing one, these loans help you scale up without compromising ownership.
Major Advantages:
Affordable Interest Rates: Government financing options usually cost far less than private bank loans.
Minimal or No Collateral: Eligible MSMEs and startups can access unsecured business loans.
Streamlined Application Process: Faster approvals and disbursement ensure quick access to funds.
Exclusive Schemes for Women & Startups: Dedicated financial support for women entrepreneurs and early-stage ventures.
No Equity Dilution: Retain full ownership while still receiving the financial boost you need.
Don’t let capital shortages hold back your ambition. Apply for a Government Startup Loan through PRAGATI ONE and grow confidently.
Government Loan Schemes are open to a wide range of business types and sectors.
You can apply if you fall under any of these categories:
Secure funding to launch or scale innovative business ideas.
Access loans for equipment purchase, working capital, or expansion.
Get financial assistance through women-focused government loan schemes.
Obtain credit for infrastructure, inventory, or modernization.
Fund research, development, and new tech deployment.
Explore customized Small Business Government Loan options suited to your business goals.
The Government of India offers multiple funding programs under different ministries and financial institutions. Here are the most sought-after types:
Startup Loans: Tailored support for new entrepreneurs and emerging businesses.
MSME Loans: Dedicated to micro, small, and medium enterprises for operational and growth needs.
Small Business Loans: Short and long-term funding for small-scale industries and local businesses.
Government Funding for Startups: Access to capital support for early-stage innovations.
Subsidized Loans: Reduced interest rate programs encouraging industrial and regional development.
Women Entrepreneur Schemes: Priority funding for women-led ventures.
Emergency Business Loans: Quick financial support for businesses facing disruptions or crisis situations.
Find and apply for the right Government Loan Scheme with expert guidance from PRAGATI ONE.
To simplify the loan approval process, ensure that you have the following documents ready:
Business Registration Certificate
PAN & GST Registration Details
Audited Financial Statements / Projected Accounts
Bank Statements (Last 6–12 Months)
Comprehensive Business Plan or Project Report
Having these documents prepared helps fast-track your loan application through PRAGATI ONE’s assistance.
Subsidy/Loan Amount: 15-35% margin money subsidy on project cost (up to ₹50 lakh for manufacturing, ₹20 lakh for services); loans cover 90-95% balance
Disbursing Entity: Banks (SBI nodal) with SIDBI facilitation
Subsidy/Loan Amount: Loans from ₹10 lakh to ₹1 crore (composite: 75% term loan + working capital); handholding support
Disbursing Entity: Banks via Common Service Centres (CSCs)
Subsidy/Loan Amount: Collateral-free loans up to ₹3 lakh in tranches; 8% interest subvention (effective rate ~5%)
Disbursing Entity: NSIC Venture Capital Fund Ltd. (to AIFs/NBFCs)
Subsidy/Loan Amount: Debt/equity/quasi-equity investments (up to 15% of project cost, max ₹50 crore exposure per MSME)
Disbursing Entity: National SC-ST Hub (NSH) under Ministry of MSME
Subsidy/Loan Amount: Up to 25% subsidy on plant/machinery (max ₹25 lakh); 80% reimbursement on fees/guarantees (e.g., ₹1 lakh for loans)
Disclaimer : P-1 India Private Limited is a consultancy service provider specializing in startup consultation. We are not affiliated, associated, or collaborating with any Government, Non-Government Agency, Institution, Organisation, or Department. For service payments, please ensure all transactions are made directly to our official company bank account.
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